and julian in california said refito a lower payment but keep making the previous payment in order to pay down the loan faster. some are doing home improvements but not at the rate we saw during the housing boom when cash out was king. that is bad news for home remodeling companies and home decorators. yesterday owens corning cut its full year forecast. this is the point where i would tell you to check out more details. do that but also go to my new facebook page for this information and everything you ever wanted to know about real estate. >> we like it already. >> if you can't beat them join it. like it. >> we're friends. don't worry. >>> wait until you hear what this guy tried to sneak through airport security. >> and then we see all the items -- [ horn honks ] hey, it's sandra -- from accounting. peter. i can see that you're busy... but you were gonna help us crunch the numbers for accounts receivable today. i mean i know that this is important. well, both are important. let's be clear. they are but this is important too. [ man ] the receivables. [ male announcer ] michelin knows